Cookie Policy

This Cookie Policy describes how My SIP Planner (“we,” “us”) uses cookies and similar technologies on mysipplanner.com (the “Site”). It should be read together with our Privacy Policy, which explains broader data practices.

Cookies are small text files stored on your device when you visit a website. They can be first-party (set by the Site you visit) or third-party (set by another domain, such as an advertising partner). Similar technologies include local storage, session storage, and advertising identifiers on mobile devices.

Theme preference (local storage): We store your light or dark theme choice in your browser so the Site remembers your display preference. This is not used to track you across other websites.

Essential / operational cookies: Our hosting and security stack may set short-lived cookies needed to deliver pages over HTTPS, route traffic, or protect against abuse. These are generally required for the Site to function.

We do not use cookies to save your calculator inputs or build an investment profile on our servers.

We use Google AdSense to display advertisements on some pages. When ads load, Google and its partners may set or read cookies to:

• Deliver and measure ad impressions and clicks
• Limit how often you see the same ad
• Support personalised or non-personalised advertising, depending on your settings and applicable law
• Detect fraud and improve ad quality

We do not control these third-party cookies directly. Google describes its practices here: Google Advertising Cookies and Google Privacy Policy.

Browser settings: Most browsers let you block or delete cookies, including third-party cookies. Blocking all cookies may affect Site features; your theme preference may reset.

Google Ads Settings: You can manage personalised ads from Google at adssettings.google.com.

Industry opt-out (where available): Some regions offer additional ad-industry tools; check your browser or device privacy settings for “limit ad tracking” or equivalent options.

Visitors in the EEA, UK, or Switzerland may see consent or limited-ads flows where required by law. We aim to respect applicable consent signals for advertising technologies.

Session cookies expire when you close the browser. Theme preference in local storage persists until you clear site data. Advertising cookies set by Google or partners may last from a few days to many months depending on their purpose (for example frequency capping versus ad personalization). Check Google’s policies for current retention practices.

We do not maintain a separate cookie consent database on our servers for anonymous calculator use. If you contact us by email, that correspondence is handled under our Privacy Policy—not via advertising cookies.

My SIP Planner is operated for a global audience with content focused on Indian personal finance. Visitors from the European Economic Area, United Kingdom, Switzerland, or other regions with specific consent laws may see different ad delivery modes (personalised, non-personalised, or limited ads) based on signals Google receives and applicable regulations.

Regardless of location, you can use browser controls to block third-party cookies, clear storage, or use private browsing when you prefer not to receive tailored advertising. Blocking ads-related cookies does not remove the educational calculators or blog articles on this Site.

We may update this Cookie Policy when our ad setup, hosting, or legal requirements change. The “Last updated” date at the top of this page will reflect material revisions. Continued use of the Site after changes constitutes acceptance of the updated policy.

See also our Privacy Policy, Terms & Conditions, and Disclaimer.